RSA Email
The login and password of your email accounts is a favorite way to hack.
The RSA token is a secure way to eliminate this vulnerability. The code in the key constantly changes. That means that a token key code is good for only a short amount of time. This makes hacking the password on your account next to impossible.
If you call RSA, they will tell you that the software they have costs thousands of dollars. This makes it mostly unfeasible for a single computer.
However, that has all changed with Paypal and Ebay and E Trade. These three companies are offering RSA tokens for free email accounts for clients. You can expect that these RSA services will continue to broaden in the market for single desktop users.
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